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Rent Vs. Own your Home?

3/13/2018

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Signs still point to owning your home rather than renting.  Rents continue to increase and interest rates are low so mortgage payments are often the same, if not less than a rent payment. A York County home purchased in 2016 for $188,000 would sell in 2018 for $220,000. That’s $32,000 equity earned. Ask yourself if you could have been able to save that much on your own in two years.   
 
Now is the time to let your home start working for you. It just makes sense to own what you live in and have each payment invest in your future, and bring you that much closer to being a home owner.  You are a homeowner even when the house isn't paid off.
“Even with tax law changes – buying escalates your wealth faster than renting”, says
Co-Founder of AE Wealth Management and self-made millionaire David Bach.
 
There are many first time buyer programs and down payment assistance opportunities and you can chose "...a fixed-rate mortgage on a home purchase, and your mortgage payment can never change. Unless a renter is in a rent-controlled building or neighborhood, their rent is at risk of rising every year. Since the mortgage payment is the bulk of the owner’s housing payment, this creates a lot of budget stability” - Zillow
 
When you own you can do what you want with your property from paint colors to new
fixtures, and these improvements can add value as well. 
 
According to a survey by the Census Bureau, an American may move on average 11.4 times and a Gallup Survey showed one in four Americans move every 5 years.
Your first home may not be your forever home.  It is the first step toward your ultimate dream home and personal financial wealth. 
 
Let's talk about your opportunities to take that first step toward home ownership and the home of your dreams! 

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    Jenny Linich is an expert when it comes to new homes in Fort Mill, SC.  Read her blog to stay posted on home trends and keep an eye on the market by signing up for market insider on her webpage www.newhousesfortmillsc.com

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"When my wife and I were searching for a real estate agent in Fort Mill, SC we came across Jenny Linich and found her website to be extremely helpful.   A few words that I use when describing Jenny are: trustworthy, honest, and  knowledgable about the market.  She goes out of her way to know all of the details about every new builder in York County, SC.  Considering all the realtors I have dealt with in  my life, I have to say that Jenny Linich was the smartest and most informative throughout the purchase of our new home.   She ensured we got the right home for our family.  She even helped us  know which builders and neighborhoods would be a bad fit for us.  Jenny truly listened to our needs and provided us with all the information we needed to make our new home purchase"

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Fort Mill, SC
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